Simple Pricing

Plans that pay for
themselves.

Average Pro user saves over $1,200/year. At $14.99/month, the math writes itself.

Average break-even: 2.4 days after joining

Free

$0/month

Essential tools to get started. No credit card. No commitment.

Get Started Free
Spending analytics
Auto categorisation
Up to 2 connected accounts
Monthly budget overview
Basic savings goals
Email support
Most Popular

Pro

$14.99/month

The complete FutureFlow experience. Everything you need to win financially.

Start 30-Day Free Trial
Everything in Free
Email + Expense Radar ★
Free trial ending alerts ★
Portfolio health radar ★
Bill splitting ★
Autonomous tax engine ★
US & Canada tax guidance ★
Unlimited connected accounts
AI subscription manager
Debt payoff planner
Cash flow forecasting
Bill & due date alerts
Credit score monitor
Net worth tracker
Investment tracking
Priority support

Household

$19.99/month

Same as Pro — built for two. Share access, goals, and insights as a family.

Start 30-Day Free Trial
Everything in Pro
2-user family access ★
Email + Expense Radar ★
Free trial ending alerts ★
Portfolio health radar ★
Bill splitting ★
Autonomous tax engine ★
US & Canada tax guidance ★
Unlimited connected accounts
AI subscription manager
Debt payoff planner
Cash flow forecasting
Bill & due date alerts
Credit score monitor
Net worth tracker
Investment tracking
Priority support

Save 10% with annual billing

Pro for just $13.49/month billed annually. Household for just $17.99/month billed annually.

FAQ

Frequently asked questions.

1

Is my financial data safe?

Yes. FutureFlow uses 256-bit AES encryption and connects to your accounts via Plaid — a bank-grade, read-only connection. We never store your banking credentials.

2

Can I cancel anytime?

Absolutely. Cancel at any time from your account settings with no cancellation fees. You keep access until the end of your billing period.

3

How does the 30-day free trial work?

Pro and Household plans include a 30-day free trial. No charge until the trial ends, and you can cancel before then with zero fees.

4

How does bill negotiation work?

Our AI calls your service providers and negotiates lower rates. We only charge a success fee — 40% of first-year savings — if we actually succeed.

5

Does FutureFlow sell my data?

Never. We are 100% ad-free and never sell user data to third parties. Our revenue comes from subscriptions only.

6

When does FutureFlow launch?

We are accepting waitlist signups now and plan to launch publicly in 2026. Join the waitlist for early access and a free extended trial.

256-bit encrypted · Read-only access · SOC 2 compliant

Join the waitlist today.

30-day free trial at launch. No credit card required.

Join the Waitlist